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Mortgage Renewals

Is your mortgage coming up for renewal? Are you wondering what impact the Stress Test will have on you? Here is what you need to know:


- Even though you were qualified previously, when your mortgage is renewing, the mortgage stress test will still play a role. Despite the lower balance and shorter amortization period, you still need to qualify according to this mortgage stress test.


- Working with a lender can give you access to a variety of lenders at different rates in addition to banks.




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